Renters Insurance

Why buy renters insurance?
You likely have a lot of personal property worth protecting, but your landlord’s insurance probably doesn’t protect it if there is a fire, break-in or other unfortunate event.

Renters insurance is affordable
With policies starting as low as 57¢ a day, renters insurance is more affordable than you may think – which probably costs less than replacing everything you own.

Can you afford to replace your possessions?
If something were to happen, do you have enough money to replace your personal property like your furniture, clothes, electronics, jewelry, and other items? To find out just how much your things are worth, complete a Personal Property Inventory (PDF)* to find out what coverage level is right for you.

Are you covered?
Your landlord’s insurance policy does not cover your personal possessions and most landlords are starting to require that you purchase a renters insurance policy. Also, if you are a student, your parent’s homeowners policy might not cover your possessions.
Choose the insurance coverage that’s right for you with these steps:
Get prepared.
Think about what your personal property is worth. If you have time, complete a Property Inventory (PDF)*.Ready to get a quote?
Visit American Modern or call Wells Fargo Insurance at
1-866-294-2571.Decide on the details.
Choose the deductible and coverage level that is right for you.Purchase your policy online or by phone.
It's that easy!