Better Loan Choice

Why Choose BetterLoanChoice?

For over a decade we have been helping people with all types of credit obtain the loan they need. We have spent time analyzing the lending marketplace and have learned who can help you, and who wastes your time. How we can help you if you have good credit We review your application, and based on your self-reported score and our evaluation of your information, we then match you with the lender or lenders from our network of participating lenders who provide loans to borrowers with "good credit" (which is generally defined as a credit score of 640 or higher) who we believe may offer you a loan at a competitive rate. How we can help you if you have bad credit We review the information contained in your application. Based on our assessment, we then match you with the “bad credit” lender or lenders from our network who we believe are most likely to offer you a personal loan or a payday or cash advance loan. Although we will always match an applicant with a lender, this does not mean you will receive a loan offer. If you are matched with a payday lender, we recommend that you review all of the information on our website that explains the disadvantages of payday/cash advance loans and all fee and rate information from any payday/cash advance lender pertaining to any loan being offered to you before you agree to the terms of the loan. There is no charge to for you to use our service Our process is free to use, and we will never charge you a fee for applying to BetterLoanChoice.com. However, from time to time we offer other services on our website that you may click, such as a free credit score that comes with a 7 day trial of credit monitoring service. If you do not opt out of the credit monitoring service within the prescribed time, you will be charged a fee for their service. You are not obligated to obtain the credit monitoring service to complete our application. We will not pull your credit score or history We know that shopping for a loan can hurt your credit score. Each time you apply for a loan the lender may pull your credit score. When this is done several times, your credit score will probably drop. We want to assure you that we will never pull your credit. Once you are matched with a lender and you apply for a loan, that lender will pull your credit history. How much we help you is up to you. We enable an easy opt out system and if you choose that you do not want our promotional and informative emails you do not have to receive them. We want to help you, not bother you.